Oral hygiene & prevention
Zahnbürsten-Härtegrad: Weich, mittel oder hart?
Putzen Sie Ihre Zähne mit einer harten Zahnbürste? Erfahren Sie hier, warum Zahnärzte weiche Borsten empfehlen und wie Sie Zahnschmelz & Zahnfleisch schützen.
For residents of Germany only
Dental insurance in Germany with the Plus in benefits
Living in Germany? We compare over 367 supplementary dental insurance plans (Zahnzusatzversicherung) from more than 30 German insurers and find the cover that really suits you – free of charge and non-binding.
- Comprehensive cover from €7.99/month
- Up to 100 % reimbursement for dentures
- Plans without a waiting period
- Fast reimbursement within days
Start the plan check: who would you like to insure?
2 minutes · free · non-binding · only for people living in Germany with German health insurance – or get personal advice
4.9/5 on ProvenExpert
+49 5262 676 969 0
Dental insurance
from €7.99 /month
We only serve customers in Germany
ZahnzusatzPlus is a German insurance broker. The plans we compare are German supplementary dental insurance policies. To take one out, you must live in Germany and have German health insurance (statutory or private). We cannot advise people living outside Germany. Contracts and policy documents are issued in German by the insurers.
We compare plans from more than 30 German insurers, including
How it works
The right dental cover in three steps
Answer a few questions
A few short details about your age, teeth and wishes – takes about 2 minutes.
Receive suitable plans
We compare over 367 plans from more than 30 German insurers for your situation.
Decide in person
Your advisor explains the differences – free of charge, non-binding and without sales pressure.
Benefits
Dental cover with 360-degree protection
For dentures, German statutory health insurance often only pays a fixed subsidy. Good supplementary dental insurance closes this gap.
Dentures up to 100 %
Implants, crowns, bridges and prostheses – with a much lower share for you to pay.
Prevention included
Up to two professional teeth cleanings per year reimbursed.
Orthodontics
Cover braces and aligners for children and adults.
No waiting period
Plans with immediate cover are available.
Anaesthesia & sedation
Anxiety-free treatment – included depending on the plan.
Free choice of dentist
Keep your own dentist. Reimbursement usually within a few days.
Who is it for?
The right cover for every stage of life
Adults
All-round cover for dentures, treatment and prevention.
Children
Braces, orthodontics and check-ups for your child.
Families
Protect the whole family – smartly and affordably.
Orthodontics for adults
Aligners & fixed braces – up to 100 % reimbursement.
Trustworthy advice, tailor-made solutions
Costs, benefits or special wishes: we take the time to inform you thoroughly – with more than 10 years of experience in the German insurance market.
Customer reviews
What our customers say
Guides
Knowledge for a smile that lasts
Our guides are written in German – your browser can translate them for you.
Dentures & implants
Zahnimplantat-Haltbarkeit: Wie lange halten Implantate wirklich?
Wie lange hält ein Implantat wirklich? Erfahren Sie alles über die durchschnittliche Lebensdauer und wie Sie Ihr Implantat richtig pflegen.
Dental insurance
Zahnstaffel erklärt: Leistungsbegrenzungen in den ersten Jahren
Was bedeutet die Zahnstaffel bei der Zahnzusatzversicherung? Erfahren Sie alles über Summenbegrenzungen, Ausnahmen und wie Sie Kosten clever planen.
Personal advice
Request a call back
You deserve the best dental cover. We will call you back – free of charge, personal and non-binding.
- Independent brokers licensed under § 34d GewO
- Over 367 plans from more than 30 German insurers
- Only for residents of Germany
FAQ
Frequently asked questions about dental insurance in Germany
Your question is not listed? Call us or send us an email.
[email protected]What is supplementary dental insurance (Zahnzusatzversicherung)?
It is a private add-on to your German health insurance that covers treatment beyond the basic benefits of the statutory health insurance – for example high-quality dentures, implants, ceramic fillings, professional teeth cleaning and orthodontics. Depending on the plan, up to 100 % of the costs are reimbursed.
Do I really need supplementary dental insurance?
For dentures, German statutory health insurance only pays a fixed subsidy (Festzuschuss) – usually around 60–75 % of the standard treatment. With implants or ceramic crowns, you can easily be left with several thousand euros to pay yourself. Supplementary dental insurance closes this gap.
What does supplementary dental insurance cover?
That depends on the plan. Typical areas are dentures (crowns, bridges, implants, prostheses), dental treatment (fillings, root canal treatment), professional cleaning and prevention, and orthodontics. Premium plans reimburse up to 100 % in all areas.
At what age does it make sense?
The younger you are when you take out a policy, the lower the monthly premium. It is worth considering as a young adult, but also at 50+, when expensive dentures become more common.
What is a waiting period?
Many plans have a waiting period of 3 to 8 months before you can claim benefits. Treatment during this time is not reimbursed. There are also plans without a waiting period – particularly interesting if treatment is already foreseeable.
How much does it cost per month?
Premiums depend on your age, the plan and the level of cover. Young adults get good cover from around €5–15 per month. Comprehensive premium plans cost around €20–50 per month, depending on age.
Can I use ZahnzusatzPlus if I do not live in Germany?
No. We only advise customers who live in Germany and have German health insurance (statutory or private). The plans we compare are German supplementary dental insurance policies, which require a residence in Germany. If you have recently moved to Germany, we are happy to help you.
Do you advise in English?
Our website is available in English so you can understand how supplementary dental insurance works in Germany. Please note that insurance contracts and policy documents are issued in German by the insurers.
Your bright smile from just €7.99 per month
Find the right plan in 2 minutes – no expensive surprises at the dentist. For people living in Germany.
Compare plans now