For families

Dental insurance for the whole family

Every family member has different needs: children often need braces, adults are more likely to need dentures. We put together the right cover for everyone.

Suitable plans for every family member
Orthodontics for children, dentures for adults
One contact person for the whole family

Request family advice Compare plans

Customers in Germany only: you need to live in Germany and have German health insurance (statutory or private).

4.9/5 ProvenExpert

4.7/5 Trustpilot

ProvenExpert: top recommendation and top service provider 2026

TÜV Saarland: customer satisfaction very good

The right cover for every family member

Parents
Dentures, implants and prevention – for the expensive treatments in adulthood.
Children
Braces, orthodontics, early detection and child-friendly anaesthesia.
Grandparents
Plans for best agers – worthwhile at 60+, when dentures become more common.

Personal advice

Protect the whole family in one conversation

We look at each family member's situation and recommend suitable plans – free of charge and non-binding, for families living in Germany.

Independent brokers licensed under § 34d GewO
Over 367 plans from more than 30 German insurers
Only for residents of Germany

Or call us directly+49 5262 676 969 0

Step 1 of 3Free & non-binding

When is the best time to reach you?

Morning9 am–12 pmAfternoon12–5 pmEveningafter 5 pmAny timeas soon as possible

How should we address you?

First name

Last name

Which number can we call you on?

Phone number

Email address

I live in Germany and have German health insurance (statutory or private). ZahnzusatzPlus only advises customers in Germany.

I agree that ZahnzusatzPlus may process my details – including information about my dental health – to handle my request and contact me by phone or email. I can withdraw my consent at any time. Details in the privacy policy.

4.9/5 on ProvenExpert. We only call to discuss your recommendation – no call centre. Your data is never passed on to insurers without your consent.

Customer reviews

What our customers say

4.7/5 from 37 reviews on Trustpilot

“Mr Kösters gave me competent advice. Despite periodontal disease and teeth that were already missing, he found a solution for me. Thank you very much!”
Carmen B.
18 February 2026·View on Trustpilot (opens in a new tab)
Translated from German.
“The consultation and signing up were very professional. I was recommended the best insurance for my needs, and it was explained precisely. Nobody was pushy or unfriendly. I have rarely experienced such honest and competent advice. Thank you very much.”
Max
14 February 2026·View on Trustpilot (opens in a new tab)
Translated from German.
“I had my reservations about advice over the phone, but not any more. The consultation was 100% recommendable!”
R.A. W.
20 February 2026·View on Trustpilot (opens in a new tab)
Translated from German.

FAQ

Frequently asked questions

Does dental insurance for children make sense?

Usually yes – especially if misaligned teeth or jaws run in your family. Taking out a policy early secures cover before any treatment is planned. A personal consultation helps you find the right plan for your child.

Does the insurance pay for braces?

Yes, if orthodontics is included in the plan. Reimbursement rates and benefits vary between plans, so it is worth comparing carefully.

What is a waiting period?

Many plans have a waiting period of 3 to 8 months before you can claim benefits. Treatment during this time is not reimbursed. There are also plans without a waiting period – particularly interesting if treatment is already foreseeable.

How much does it cost per month?

Premiums depend on your age, the plan and the level of cover. Young adults get good cover from around €5–15 per month. Comprehensive premium plans cost around €20–50 per month, depending on age.

Can I use ZahnzusatzPlus if I do not live in Germany?

No. We only advise customers who live in Germany and have German health insurance (statutory or private). The plans we compare are German supplementary dental insurance policies, which require a residence in Germany. If you have recently moved to Germany, we are happy to help you.